FZM Solutions

Property residency

Real estate investor visa UAE, residency through property.

Turn UAE property into residency. A completed home earns a renewable two-year visa with no minimum value, and AED 2 million routes you to the 10-year Golden Visa. One advisor values the property, files the visa and manages every approval.

  • No minimum property value
  • 2-year, renewable residency
  • Sponsor your family
  • AED 2M routes to the Golden Visa
A view over Dubai's residential towers, where property earns a UAE residence visa
Property residency
Minimum
None
Validity
2-10 yrs
Family
Yes
  • None
    Minimum value
  • 2-10 yrs
    Visa validity
  • 1,500+
    Companies + visas
  • 4.8★
    85+ Google reviews

Why it matters

What a property visa gives you.

More than a place to live. The property visa turns the asset you already own into residency for your whole family, with banking, an Emirates ID and the freedom to keep earning rent.

The Dubai skyline of residential towers, where property earns a UAE residence visa

A renewable residence visa, earned through property you own.

  • Renewable residency

    A 2-year property visa, or a 10-year Golden Visa above AED 2 million, renewable for as long as you keep the property.

  • No employer needed

    Your residency is tied to your property, not an employer. Live in the UAE, retire here, or simply hold the asset, on your own visa.

  • Sponsor your family

    Sponsor your spouse, children and domestic helpers under your file, subject to the usual salary and accommodation rules.

  • Banking and Emirates ID

    Your residency unlocks a personal bank account, your Emirates ID, and the right to exchange your driving license.

  • Keep earning rent

    Let the property out and keep the rental income while you hold the visa. You only need to retain ownership.

  • A path to the Golden Visa

    Scale the value to AED 2 million and move up to the self-sponsored, 10-year Golden Visa, file carried forward by the same advisor.

Who qualifies

How property earns residency.

The two-year visa with no minimum value, and the Golden Visa from AED 2 million, plus the rules on off-plan, joint ownership and portfolios. Find your route, or let an advisor confirm it.

  • Most popular

    Standard property visa

    No minimum value

    A completed UAE property, whatever its value, earns a renewable, two-year residence visa, with the right to sponsor your family. There is no longer a minimum value to meet, making it the most accessible property route.

  • Golden property visa

    Property from AED 2,000,000

    Property worth AED 2 million or more routes you to the self-sponsored, 10-year Golden Visa, with longer validity and the freedom to stay abroad for extended periods.

  • Off-plan & mortgaged

    Counts toward AED 2M

    Since the 2023 update, off-plan and mortgaged property counts toward the AED 2 million Golden threshold, with no minimum down payment required.

  • Joint owners

    Per-owner share

    Co-owners, including married couples, can each qualify, so two owners can each hold a visa, and their shares combine toward the AED 2 million Golden threshold.

  • Multiple properties

    Combine the values

    The combined value of several UAE properties can be aggregated to reach the AED 2 million Golden threshold, so a portfolio counts even when no single unit qualifies alone.

  • Family sponsorship

    Spouse & children

    Once your property visa is issued, sponsor your spouse, children and domestic helpers under the same file, with the attestation handled for you.

How to apply

From title deed to stamped visa.

We value the property, obtain the certificates and carry your file through every government step. One advisor handles all five stages.

  1. 01

    Day 1

    Property & eligibility check

    We confirm your property value and title, and tell you which tier you hit, the two-year visa or the 10-year Golden Visa.

  2. 02

    Day 1 to 4

    Valuation & documents

    We obtain the Land Department valuation certificate and assemble the file: title deed, passport and supporting documents.

  3. 03

    Day 4 to 10

    Permit or nomination

    We apply for your property investor permit, or submit the Golden nomination above AED 2 million, and manage the approvals.

  4. 04

    Day 10 to 14

    Medical & Emirates ID

    We book the medical fitness test and the Emirates ID biometrics, and an advisor goes with you on the day.

  5. 05

    Final step

    Residence visa stamped

    Your property visa is linked to your passport, then we set up your family sponsorship where it applies.

Our service

You provide the essentials, we do the rest.

Government fees for the valuation, visa, medical and Emirates ID are passed through at cost and quoted up front. Your property stays yours, earning rent if you choose.

You provide

  • Passport and current visa or entry stamp
  • Title deed and property documents
  • Photos and supporting certificates
Fully managed

We handle

  • Land Department valuation and document attestation
  • Property investor permit or Golden nomination
  • Entry permit, status change and approvals
  • Medical, Emirates ID and visa stamping
  • Family sponsorship once your visa is issued

Why FZM Solutions

How we get you there.

We have processed residency, property and Golden Visas alongside more than 1,500 company setups since 2013. One desk values your property, files the visa and sets up your family file.

  • 01

    Straight eligibility answer

    We value your property against the current tiers and advise at the outset whether it earns the two-year or the 10-year visa.

  • 02

    Valuation handled

    We obtain the Land Department valuation certificate for you, so you are not chasing the paperwork yourself.

  • 03

    Family included

    Spouse, children and domestic helpers added under your file, with the document attestation done for you.

  • 04

    Costs quoted up front

    Government and processing fees passed through at cost, with a single all-in figure before you commit.

  • 05

    We come with you

    An advisor accompanies you to the medical and biometric centres, so nothing is lost on the day.

  • 06

    Multilingual desk

    English, Arabic, French, Urdu and Hindi in-house, for you and your family.

  • 07

    Every emirate, every developer

    Dubai, Abu Dhabi, Ras Al Khaimah and beyond, freehold property across the major developers all qualify.

  • 08

    Meet us in JLT

    Office 1908, Jumeirah Bay X2. Walk in for a face-to-face review, or book a video call instead.

Meet us in person

Start your property visa at our JLT office, in person.

Office 1908, 19th floor, Jumeirah Bay X2, Cluster X, Jumeirah Lakes Towers, Dubai. Walk in for a face-to-face eligibility review, or call ahead so your advisor is ready for you.

The FZM Solutions advisory office in Jumeirah Lakes Towers, Dubai

Questions and answers

Frequently asked Questions

Who qualifies for a UAE real estate investor visa?

Any owner of a completed UAE property qualifies, with no minimum value required. A property earns a renewable, two-year residence visa, while property worth AED 2 million or more routes to the 10-year Golden Visa. Co-owners can each qualify. We confirm your tier before you apply.

How much property do I need for a UAE visa?

There is no longer a minimum value for the two-year property investor visa: a completed property is enough. To reach the 10-year Golden Visa you need property worth AED 2 million or more. You can combine the value of several UAE properties to reach that threshold.

What is the difference between the standard property visa and the Golden Visa?

The standard property visa, with no minimum value, gives a two-year residence visa that you renew while you own the property, and the property generally needs to be completed. The AED 2 million route gives the self-sponsored, 10-year Golden Visa, lets you stay abroad for long periods without lapsing, and accepts off-plan and mortgaged property since the 2023 rules.

Can I get a visa for off-plan or mortgaged property?

For the AED 2 million Golden Visa, yes. Since the 2023 update there is no minimum down payment, so off-plan and mortgaged property count toward the threshold. For the standard two-year visa, the property usually needs to be completed and handed over. We check your specific case before you apply.

How long is the property visa valid?

The standard property visa is issued for two years and is renewable as long as you continue to own the qualifying property. The Golden property visa, above AED 2 million, is issued for ten years and renewable on the same basis. Neither is tied to an employer.

Can I rent out the property and still keep the visa?

Yes. You can let the property and keep the rental income while you hold the visa. The only requirement is that you retain ownership of the qualifying property, since the residency is tied to the asset, not to living in it.

Can I sponsor my family on a property visa?

Yes. Once your property visa is issued, you can sponsor your spouse, children and domestic helpers under your file, subject to the usual minimum salary and accommodation requirements. The Golden property visa allows an unlimited number of domestic helpers.

Can FZM handle the whole process?

Yes. We value the property and obtain the Land Department certificate, assemble and attest the file, apply for the property permit or Golden nomination, manage the approvals, and arrange your medical, Emirates ID and stamping. We then set up your family sponsorship. You deal with one advisor from the initial consultation to the stamped passport.

Have another question? Book a 30-minute call and ask them directly.

GoogleReviews
4.8
85+ Reviews
  • Highly recommended. A professional team, prompt on every detailed query and seamless on every requirement, trade license, corporate tax, bank account, residence ID, medical.

    Maha Badr
  • Simply impeccable. They didn't just meet deadlines, they anticipated them, with quick and effective solutions even in complex situations.

    Largo Home
  • Very efficient. Company formation, employment contract, residency visa, and all the prerequisites handled. Friendly and professional throughout.

    Maciej Kolodziejczyk

Ready to incorporate

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