UAE residency for over-55s
If you are 55 or over, a five-year renewable residency lets you make the UAE your base. Qualify on property, savings or income. One advisor finds your route, files it, and handles the medical, Emirates ID and spouse sponsorship, end to end.
Why it matters
The retirement visa turns the UAE into a long-term home for your next chapter. It opens the Emirates ID, a bank account, healthcare and family life, all on a five-year footing you can renew rather than reapply for each year.
One advisor finds your route, files the visa, and sets up the Emirates ID and spouse file.
A five-year renewable residency lets you settle in the UAE for the long run, with the sunshine, safety and connectivity that make it a natural retirement base.
Your partner joins you under the same retirement visa, so you relocate as a couple under one file rather than two separate applications.
Residency unlocks the Emirates ID, a personal bank account, a tenancy contract, healthcare access and a local driving license, the everyday essentials of living here.
The UAE levies no personal income tax, so your pension, savings income and investments are not taxed locally. A tax residency certificate can secure treaty benefits.
Ways to qualify
Qualify on property, savings or income, or combine them. Then add your spouse and renew every five years. Find the route that fits, or let an advisor confirm it with you.
Own a completed UAE property worth at least AED 1 million and you qualify on the strength of the asset alone. The cleanest route for retirees who already own, or plan to buy, a home here.
Hold financial savings of at least AED 1 million, typically in a fixed deposit for a set term, and you qualify without owning property. A good fit for retirees who prefer to rent.
Show a steady active income of about AED 20,000 per month, for example from a pension or investments, and you qualify on cash flow rather than a lump sum or an asset.
Do not meet a single threshold on its own? In Dubai you can combine property and savings to reach the AED 1 million mark. We work out the mix that gets you over the line.
Once your own retirement visa is issued, your spouse is sponsored under it for the same five-year term. We handle the attested marriage certificate and the dependant application together.
The visa renews every five years as long as you still meet the property, savings or income criteria. We start the renewal before expiry so there is no overstay and no gap in your residency.
Holding more than AED 2 million?
Larger property or investments can make you eligible for the 10-year UAE Golden Visa instead, with longer validity and no age requirement.
The process
Most retirement files are issued in one to two weeks. One advisor carries you through all five steps, and comes with you to the medical and biometric appointments.
Day 1
We check that you are 55 or over and meet one of the routes, property, savings or income, so you only apply once you clearly qualify.
Day 1 to 3
Passport, photo, the proof for your route, title deed, bank statements or income evidence, plus valid UAE health insurance, are gathered and checked.
Day 3 to 5
Your application is lodged with the retirement programme and tracked to approval, with any queries handled on your behalf.
Day 5 to 7
The approval and entry permit are issued. If you are abroad you travel in on it; if you are here, we move straight to the status change.
Day 7 to 12
We complete the medical, the Emirates ID biometrics and the visa stamp, then add spouse sponsorship and a driving-license exchange where they apply.
Why FZM Solutions
We have processed residency visas alongside more than 1,500 company setups since 2013. The same desk that opens licenses handles the retirement visa, the Emirates ID and your spouse file.
Property, savings or income, we work out which route you meet most easily and structure the file around it.
Once your visa is issued, we add your spouse under it with the marriage certificate attestation done for you.
We book and accompany you to the medical, and point you to the health insurance the retirement visa requires.
We explain the UAE position on pensions and savings, and help eligible residents obtain a tax residency certificate.
Government fees passed through at cost. You see the medical, Emirates ID and stamping line items before you commit.
Title deeds, bank letters and certificates checked and attested correctly, so the file is not bounced back.
English, Arabic, French, Urdu and Hindi in-house, for you and for your spouse.
More than 1,500 companies and the residency visas that go with them, processed across all seven emirates.
Meet us in person
Plan your retirement at our JLT office, in person.
Office 1908, 19th floor, Jumeirah Bay X2, Cluster X, Jumeirah Lakes Towers, Dubai. Walk in for a face-to-face review, or call ahead so your advisor is ready for you.
Continue exploring
See every route to UAE residency, from investor and employment to property and family.
Larger property or investment can make you eligible for a 10-year Golden Visa instead. See if you qualify.
Property-backed UAE residency from AED 750k, our team handles the file end to end.
Claim treaty benefits with a UAE TRC. The 183-day rule and the FTA application explained.
Still active in business? A partner or shareholder visa may suit you alongside retirement.
Estimate your full setup and visa cost in under 60 seconds. Free, no signup.
Questions and answers
Have another question? Book a 30-minute call and ask them directly.
Insights
The age rule, the three financial routes, health insurance and the documents each one needs.
Read the articleCost of living, healthcare, housing and the lifestyle that draws retirees to the UAE.
Read the articleTwo long-term routes compared on thresholds, validity, sponsorship and which suits your situation.
Read the articleThe 183-day rule, the FTA application and the documents needed to claim treaty benefits as a UAE resident.
Read the articleMaha BadrHighly recommended. A professional team, prompt on every detailed query and seamless on every requirement, trade license, corporate tax, bank account, residence ID, medical.
Largo HomeSimply impeccable. They didn't just meet deadlines, they anticipated them, with quick and effective solutions even in complex situations.
Maciej KolodziejczykVery efficient. Company formation, employment contract, residency visa, and all the prerequisites handled. Friendly and professional throughout.
Ready to incorporate
A 30-minute consultation is all it takes to receive a tailored proposal, a transparent quotation, and a written roadmap delivered the same day. You will deal directly with an experienced advisor throughout the process.
